Do you want to start a credit card business by buying a franchise? If YES, here are 10 best credit card franchise opportunities for sale and their cost.

Credit card processing business falls under the Credit Card Processing & Money Transferring industry and players in this industry offer financial transaction processing, reserve and liquidity services and check or other financial instrument clearinghouse services. The industry excludes electronic transactions associated with the US Federal Reserve (central bank).

Research conducted by IBISWORLD shows that the Credit Card Processing and Money Transferring industry is expected to experience strong revenue growth as processors continue to reap the benefits of large – scale electronic payment technology and growing e-commerce over the five years to 2018.

The ratio of electronic payments to cash and check payments has increased over the five years to 2018, driving up transaction volume for processors in the industry.

Increased consumer spending has boosted transaction volumes in recent years, effectively stimulating growth. However, the industry has also grappled with more stringent regulations put in place to bolster security for consumers and merchants so that information can be stored and transmitted securely.

Starting a credit card processing business can be demanding and risky at the same time, but if you have done your due diligence before venturing into the business especially by buying the franchise of a credit card company, you are likely not going to run at a loss. First and foremost, you are expected to have experience in the financial industry. It will pay you to study accountancy or banking and finance if indeed you want to venture into this line of business.

So, if you choose to start a credit card business, here are some of the best credit card franchises you can buy in the united states of America;

10 Best Credit Card Business Franchise Opportunities for Sale and Their Cost

  1. BankCard USA Services

BankCard USA Services is a leading provider of merchant services since 1993. BankCard USA Services offer credit card processing for new and existing businesses. They accept payments online through a payment gateway, in store with a credit card terminal, over the phone via virtual terminal, or on the go using a mobile credit card processing app.

Whether you need a low or high risk merchant account, omnichannel payment services for a large company or simply a credit card machine for a small business, BankCard USA Services will work with you to find the best payment processing solution to suit your unique business needs and goals.

Of the thousands of credit card processing companies, they guarantee the lowest credit card processing fees through their bank – direct program. They accept credit cards, debit cards, gift cards, electronic checks and electronic funds transfer. They have established payment services to over 100,000 merchants.

If you are interested in buying the franchise of BankCard USA Services, then visit their site to fill the franchise enquiry form and you will be contacted.

  1. Credit Card Processing Specialists

Credit Card Processing Specialists is a payment processor like no other. Credit Card Processing Specialists have 24/7 support team and professionally managed services to ensure the utmost value and security for their customers.

Credit Card Processing Specialists provide a variety of payment solutions to help businesses small and large offer their customers flexible and convenient payment options while providing merchants with the service they need to succeed.

The company teams up with partners and agents to offer their services to a wide variety of companies and specialize in helping businesses in specific industries. If you are interested in buying the franchise of Credit Card Processing Specialists, then feel free to visit their site to fill the franchise enquiry form and you will be contacted.

  1. 1Quest Payment

1Quest Payment makes sure that they have the best products, services, and technologies on the market to offer their valued clients. 1Quest Payment have the ability to do this because they continually form trusting relationships with numerous A+ accredited service providers that process transactions, and provide the highest quality, most cost effective and secure payment processing programs specific for your business.

1Quest Payment will help implement these payment solutions seamlessly into your existing business, and after they are implemented, 1Quest Payment will continue providing customer service and 24 / 7 technical support unmatched in the industry.

The company is committed to excellence in serving their clients and providing you with the resources you need to save more money and succeed in growing your business.

1Quest Payment by Donnie Troy will partner with you to develop a credit card processing solution designed specifically to improve your business and increase your bottom line. If you are interested in buying the franchise of 1Quest Payment, then feel free to visit their site to fill the franchise enquiry form and you will be contacted.

  1. Merchant 1 Payments

Merchant 1 Payments enthusiastically establishes partnerships with franchises, associations and multi-merchant locations that provide goods and services to merchants. Merchant 1 Payments offer their partners the ability to increase their revenue streams by reselling highly profitable payment processing services with no liability exposure.

Merchant 1 Payments programs require minimal training and enables partners to maximize the profit potential of their merchant client base. Programs offered include those for Financial Institutions, Value Added Resellers, Industry Alliance Partners, and Franchisers.

Merchant 1 Payments was founded in 1999. They work with businesses of all sizes – including restaurants, retailers, chain stores, franchises, hospitality and lodging establishments, direct marketers as well as Internet and mail order/telephone order businesses.

They are a fully-registered service provider for both Visa and MasterCard, in full compliance with the PCI Data Security Standard, EMV Standards and the Code of Conduct for the Credit and Debit Card Industry.

At Merchant 1 Payments, their mission is to use cutting-edge technology to provide their customers with the most cost-effective method to process credit and debit card purchases in order to increase their profitability. If you are interested in buying the franchise of Merchant 1 Payments, then feel free to visit their site to fill the franchise enquiry form and you will be contacted.

  1. National Merchant Alliance

National Merchant Alliance specializes in integrated electronic payment technology solutions for software companies, enterprise organizations, and merchants nationwide. They accept the most common forms of payment (credit, debt, EBT, FSA, and gift) and card brands, including Visa, MasterCard, Discover, AMEX and JCB. NMA offers you a compelling financial arrangement that brings long-term value and residual income.

If you are interested in buying the franchise of National Merchant Alliance, then feel free to visit their site to fill the franchise enquiry form and you will be contacted.

  1. TransAct

TransAct offers Savvy Point of Sale Systems with Inventory Management and Gift Cards and Solutions that help Build Loyalty for your Business.

The company offers their clients and the business community the benefits of their history in supporting them with the right equipment at the right prices, based on requirements. TransAct understand your financial needs, the privacy issues, compliance requirements, and the demands of balancing your time to best serve your business.

TransAct makes the transition of working with TransAct, new equipment and processes, easy, safe and as inexpensive as possible to limit expenses and overhead. If you are interested in buying the franchise of TransAct, then feel free to visit their site to fill the franchise enquiry form and you will be contacted.

  1. Merchant Services Inc

At Merchant Services Inc, depending on your franchise, their rates are 5 to 20 basis points over cost!  That’s right.  With a debit card interchange of 1.03 %, you could be paying as low as 1.08 % on swiped debit rates! Their Franchise Payment Network™ solutions provide you with low cost merchant accounts, credit card machines, computer hardware and Point of Sale software.

As a franchise owner, you leverage the marketing of your parent organization to increase your visibility and acquire new businesses.

Merchant Services Inc provide cost effective pass through pricing, which can save you hundreds, if not thousands of dollars on your annual merchant services fees. Three tiered pricing with a qualified rate is old school and costs you more!

Their Franchise Payment Network™ puts more of your money in your pocket. If you are interested in buying the franchise of Merchant Services Inc, then feel free to visit their site to fill the franchise enquiry form and you will be contacted.

  1. Liberty Credit Card Solutions

Jonathan Katz is the co-founder and President of Liberty Credit Card Solutions. He graduated from Syracuse University with a BA in psychology and has a Masters and Doctorate in Psychology from the New School for Social Research.

Liberty offers a standardized program that can be implemented across the entire franchise chain. The company will reduce credit and debit processing rates and provide a gift and / or loyalty program. Liberty Credit Card Solutions are more than happy to report transaction history of all franchisees to the parent franchisor so that they have another way to monitor performance. Like all of their clients, everyone gets 24 x 7, domestic customer and technical support.

Liberty has a robust agent program. They pay for the life of all accounts you bring to them, and because they work with multiple processing platforms, there are always ways to get deals done. Liberty Credit Card Solutions want you to succeed, and they will help you close deals.

If you are interested in buying the franchise of Liberty Credit Card Solutions, then feel free to visit their site to fill the franchise enquiry form and you will be contacted.

  1. National Discount Merchant Services

Partnering with National Discount Merchant Services can help your franchise with all of its payment processing needs. Utilize their expertise to ensure that your franchise and franchisees are getting the most out of your payment acceptance.

Secure payment processing for retail, web, mobile, and remote transactions. Complete technology solutions with cutting – edge options including EMV, eCarts, apps, vTerminals, and more. If you are interested in buying the franchise of National Discount Merchant Services, then feel free to visit their site to fill the franchise enquiry form and you will be contacted.

  1. Scotiabank

Scotiabank works with you to help meet the practical financial needs you encounter in the daily operation of your franchise business. Scotiabank Franchise Specialists work with a team of experts from across Scotiabank, to provide the tools and resources to meet your franchising needs today and into the future.

Their commitment is to provide integrated solutions to help you meet the challenges you face as you carry out your vision. Customize your business credit needs with multiple products under one global credit limit. Scotiabank’s guide to purchasing a franchise offers insight from successful franchisees.

Scotiabank checklists can help you choose your product or service, assess the franchisor and understand the franchise agreement. If you are interested in buying the franchise of Scotiabank, then feel free to visit their site to fill the franchise enquiry form and you will be contacted.

Joy Nwokoro