In the United States and in most countries of the world, you can’t operate a business without having some of the basic insurance policy covers that are required by the industry you want to operate from. Insurance basically is a means of protection from financial loss. It is a form of risk management, primarily used…

 

Disability insurance for small businesses provides income in a situation where a business owner or employee is unable to work due to an illness or injury that occurred away from work. If an illness or injury keeps someone from working for an extended period, disability insurance provides financial assistance to replace a portion of lost…

 

When a new baby is added to the family, there are quite a number of changes, improvements and adjustments that have to be made to make the baby and the mother quite comfortable. One of such things is health insurance coverage for the baby. It actually looks like a simple thing to do, after all…

 

If you are self employed, chances are that finding affordable health insurance is one of your biggest struggles; and this run true for many others like you. In the United States, over 40 million people—that’s about one-third of the workforce—are self employed. While some are freelancers and independent contractors, others are officially retired but have…

 

Health insurance is one of those things that most independent contractors downplay. Even those who deem it important don’t have their own policies because getting health insurance as a self-employed individual is very difficult; and even where it’s possible, it’s usually expensive. If you are an independent contractor, you need to know that health insurance…

 

Heath insurance can be very useful because it protects you against the risk of incurring medical expenses. However, there are times when you want to cancel your health insurance plans for whatever reason. And there is no problem with doing this, as long as you are not under a legal obligation to provide it to…

 

Health is wealth they say. But health is one of the most unpredictable conditions in life. There are people who take proper care of their health, eat well and exercise yet still fall victim of diseases and other unfavorable health conditions may be due to genetics, environment and other factors and then on the other…

 

There are a lot of people that offer this service for a fee but you can also learn how to do it yourself or start a business from it. When you visit your doctor, you are handed some forms to fill. These forms would request for your health insurance details. After filing the forms, you…

 

When you want to buy health insurance, you have to be careful and shop wisely so that you can save some money and get an insurance plan that fits your budget. You also have to ensure that the insurance plan you go for has the right type of coverage that you need. This article would…

 

A lot of people are in this boat; they are either unemployed, lost their job, self-employed or have no specific source of income. Some others are employed but their employer does not offer health insurance programs. These categories of people need to find health insurance too. They need to enjoy the benefits, which come with…

 

Most business owners are often faced with the question of whether they have to provide health insurance for their employees or not. Well, sometimes, the law makes it compulsory for you to provide health insurance coverage for your employees if you have more than 50 employees on your payroll while in some other countries, you…

 

You can never go wrong with employee motivation. Smart business owners understand the importance of motivating their employees and they practice it. When you motivate your staff, you encourage them to put in their best and be more efficient. The level of satisfaction an employee enjoys with his job has a direct result on his…